Terms of use

Last updated: April 29, 2026

Agreement

By accessing the website, creating an account, or using any part of the Goldman Facts application, you agree to these Terms and to our Privacy Policy. If you use the service on behalf of an organization, you represent that you have authority to bind that organization.

What Goldman Facts is

Goldman Facts provides software that generates narrative, research-style reports and related analytics using automated methods and web-retrieved information. The service may change, and features (including credit limits, pricing, and availability) may vary by account type or over time. Descriptions on the marketing site are summaries only; operational details appear in the product after sign-in where applicable.

No affiliation

Goldman Facts is an independent product. It is not affiliated with, endorsed by, sponsored by, or connected to The Goldman Sachs Group, Inc. or any of its affiliates. Use of the name in our branding refers to our product only.

Not investment advice

Reports and tools are provided for general informational and educational purposes. They are not individualized investment, legal, tax, or accounting advice, and they are not a recommendation to buy, sell, or hold any security or to adopt any strategy. You alone decide whether and how to trade or invest. You are responsible for compliance with laws and regulations that apply to you (including those related to securities, privacy, recordkeeping, and professional duties).

No guarantee of accuracy

Automated systems and third-party data can be incomplete, delayed, or incorrect. Price levels, metrics, dates, and narratives may be wrong or become stale. Any “accuracy,” scoring, or historical tracking in the product illustrates past outputs against subsequent market data — it is not a promise of future performance.

Accounts and acceptable use

You must provide accurate registration information and keep your credentials confidential. You may not misuse the service, including by probing or disrupting systems, attempting unauthorized access, scraping or redistributing the service at scale in violation of technical limits, infringing intellectual property, uploading unlawful content, or using the product in any way that violates applicable law. We may suspend or terminate access if we reasonably believe these Terms or the security of the service are at risk.

Credits, billing, and plans

Where the product offers paid plans or usage-based credits, prices, renewal rules, and refund practices are as shown at checkout or within the app (and may be processed by third-party payment providers). If there is a conflict between a checkout screen and these Terms on a specific commercial term, the more specific purchase terms typically control for that transaction.

Intellectual property

The service, its branding, and its underlying software are protected by intellectual property laws. We grant you a limited, non-exclusive, non-transferable right to use the service for your own internal or personal purposes in line with these Terms. Except where the product explicitly allows sharing (for example, a read-only link you generate), you may not copy, resell, or publicly redistribute substantial portions of the service or its outputs in ways that compete with the product or bypass access controls.

Third-party content

Reports may reference or summarize third-party sources. We do not control and are not responsible for third-party sites, data vendors, or issuers. Inclusion of a ticker or entity does not imply any partnership or endorsement.

Disclaimer of warranties

To the maximum extent permitted by law, the service is provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

Limitation of liability

To the maximum extent permitted by law, in no event will Goldman Facts or its operators, suppliers, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, goodwill, or data, arising from or related to your use of the service, even if advised of the possibility of such damages.

To the maximum extent permitted by law, our aggregate liability for any claim arising out of or relating to the service or these Terms will not exceed the greater of (a) the amount you paid us for the service in the twelve (12) months before the event giving rise to the claim, or (b) one hundred U.S. dollars (USD $100). Some jurisdictions do not allow certain limitations; in those jurisdictions, our liability is limited to the fullest extent permitted.

Indemnity

You will defend, indemnify, and hold harmless Goldman Facts and its operators from and against claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of your misuse of the service, your violation of these Terms, or your violation of applicable law.

Termination

You may stop using the service at any time. We may suspend or terminate access with or without notice where reasonably necessary for legal, security, or operational reasons. Provisions that by their nature should survive (including disclaimers, limitations, and indemnities) will survive termination.

Changes

We may modify these Terms by posting an updated version on this page and updating the “Last updated” date. If a change is material, we may provide additional notice (such as an in-product message or email). Continued use after the effective date constitutes acceptance of the revised Terms.

Governing law and disputes

These Terms are governed by the laws of the United States, without regard to conflict-of-law rules that would apply another jurisdiction’s laws. You and Goldman Facts agree that any dispute arising out of these Terms or the service will be brought exclusively in the state or federal courts located in the United States, and you consent to personal jurisdiction there.

Miscellaneous

If any provision is held invalid, the remainder remains in effect. These Terms, together with the Privacy Policy and any plan-specific terms presented at purchase, are the entire agreement regarding the service to the extent they apply. We may assign our rights in connection with a merger, acquisition, or sale of assets.

Contact

For questions about these Terms, see Contact.